Insurance Questions.

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blair's picture
blair
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Joined: 2/7/12
Posts: 250
Insurance Questions.

I currently have 3 power boats that are all insured with Boat US.
I don't know exactly what I pay, but I think it's pretty cheap.
I also have the unlimited towing. I don't go more than around 45 miles from the coast.
I did a search, and it seems like a lot of people here have Boat US too, but are mostly on the East Coast.
Are there any West Coasters here that can give me an idea on what they pay?
At the present time I don't plan on spending more that 125K for my boat.

Blair White
2004 C36 MKII # 2169 "Dash"
Pacific Beach, CA

LCBrandt's picture
LCBrandt
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Joined: 6/26/07
Posts: 1282

Our boat is insured by State Farm (which also insures everything else we own plus the liability umbrella) at an annual cost of $400. The dink is separately insured at about $65. State Farm has a quite liberal offshore limit, covering anywhere within 50 miles of North America. (Not of the US, but 50 miles of the North American continent. One could do an entire continent circumnavigation with that. I think Arctic ice melt is just about at the point that this might become popular.)

Larry Brandt
S/V High Flight #2109
Pacific Northwest, PDX-based
2002 C-36 mkII SR/FK M35B
 

blair's picture
blair
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Joined: 2/7/12
Posts: 250

Larry,

That sounds pretty reasonable.
I have a couple of policies with them too.
I will have to look in to that.
Thanks.

Blair White
2004 C36 MKII # 2169 "Dash"
Pacific Beach, CA

Rob Kyles's picture
Rob Kyles
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Joined: 6/15/08
Posts: 172

Pretty reasonable indeed - we pay about $1000 US a year in NZ.

 

S.V. Wind Star

Rob & Margie Kyles:    Auckland ,New Zealand
Mk I  Hull #105 1983   Std Rig, Std Keel

 

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